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How can I reduce the cost of Worker’s Comp Coverage?

If you run a business, you probably know by now that worker’s compensation coverage is required by most states. Massachusetts is one of the states that requires employers to have workers comp. All employers operating in Massachusetts are required to carry...

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Insurance for Each of Life’s Stages

As you grow and change, so does your need for insurance coverage. There are many major events and stages in a person’s life, and there’s different insurance for most of them. 35 year old you is much different than 16 year old you, and your insurance...

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Ransomware | The Virtual Threat to Every Business

It's easy to do a quick online search and find stats on some of the more prominent ransomware attacks and the costs that these companies have incurred from such attacks. But what about the 58% of cyber attack victims that are on the smaller side with fewer...

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Do you need Rental Car Insurance?

Picture this. You've landed at the airport and are about to embark on your long-awaited vacation, your last step before the fun begins is the rental car desk. You get there, the line is long, and when you finally get to the front of the line, the rental car agent...

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The Surprising Costs of a Cyber Attack

Last month I shared some insights on cyber insurance and how to identify potential gaps in your business's coverage. This time around, I want to share some thoughts on business interruption coverage... more specifically how businesses are impacted by a...

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Why Choose an Independent Insurance Agent?

We’re all bombarded daily by insurance ads. They’re on the radio while we drive to work, on tv when we sit down to watch our favorite show, showing up when we're scrolling through Facebook and even at the beach when a plane passes by with a waving banner...

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What are the Different Types of Deductibles?

We hear this word all the time, “deductible.” Commercials usually shout at us about how low theirs are, or that it vanishes sometimes, but not all deductibles are the same, particularly across different types of insurance. A deductible is the amount you’re...

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Gaps in Cyber Insurance Coverage

If you are a business owner – or someone in charge of the risk management program for their company – you probably know about cyber insurance. More companies are electing to transfer some of their risk by purchasing a cyber insurance policy. Bottom line,...

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