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Your industry faces significant risk on a daily basis. We’re here to help.

Risk Management

RogersGray is well versed in the complexities of the construction industry. Our team understands the risks, recognizes the necessary measures to manage exposures and knows how to assist contractors with the appropriate resources and advice when accidents happen.

In-House Bonding

Our team of industry experts can provide in-house bond administration. Services include coordination with the construction industry’s leading surety companies, establishment of bonding lines, the issue and delivery of bid bonds and performance and payment bonds, and bond prequalification letters.

Tools & Resources

We offer a selection of tools and resources that are designed to mitigate risks and exposures as they pertain to our clients. Our risk reduction tools and services include: ModMaster, CSR24, Registry Services, Succeed 24/7 Online Risk Management Center and more.

Coverage Highlights

General Liability
Commercial protection from a lawsuit in the event a third party experiences injury or property damage while on premises.
Workers Compensation
Provides wage replacement and medical benefits to employees injured in the course of employment.
Commercial Auto
Covers a business’s fleet of vehicles, including those that carry employees, products, or equipment.
Inland Marine
Protection in the event of an accident, theft, or loss of equipment, tools, supplies and materials that are being transported to and from worksites.
Builder's Risk
Coverage for damage to buildings that takes place while they are under construction. May be required as a condition to many contracts or part of building code compliance.
Surety Bonds
Bid, performance and payment and supply bonds for contractors with various program capacity needs.

We know the industry.

Our team’s experience – coupled with strong relationships with carriers, an in-house bonding department and tools and resources like ModMaster and CSR24 – will ensure that you have the necessary coverages in place to provide a strong foundation for your operations.

An appropriate risk management platform will make a difference in your company’s bottom-line and can drive profitability.

An Exclusive Solution

A group reinsurance captive for contractors, CIRCA is designed to be a long-term profitable venture for its members, who are selected based on a commitment to industry best practices for safety and claims management. Captives are THE long-term solution for managing insurance costs.

With over 500 clients in the construction and speciality trade contractor industry, RogersGray has been granted an exclusive distribution agreement to represent the CIRCA program in New England.

New Payroll Code for Payments to Furloughed Employees During COVID-19

The Division of Insurance has approved a new “payroll” classification code (0012) to allow employers a record keeping method to isolate payrolls attributed to paid, furloughed employees during the COVID-19 business shutdowns.  This ruling went into effective on March...

Business Insurance Coverage and Coronavirus

There is an abundance of concern in our communities regarding Coronavirus. As a businessowner we realize this pandemic is unchartered territory. Escalating risk of employee illness and lost income from business interruption are key considerations. Workers Compensation...

Construction Industry State of the Insurance Market | Q4 2019

There are a number of changes taking place in the insurance market as it relates to the construction industry. Many contractors are feeling the pressure of stricter underwriting guidelines and the effects of standard carriers either reducing capacity or exiting the...

MA to Decrease Workers’ Compensation Rates

The state of Massachusetts has decided to buck recent trends and have settled on an impending decrease in workers' compensation insurance rates. This change will go into effect on July 1, 2018. The decrease will result in an average rate rollback of 12.9% on workers'...

Marijuana and the Work Place – The New MA Law

In what was already a historic election year, it was made even more memorable with legislation regarding marijuana being on the ballot in nine states. Of the nine states that voted on marijuana initiatives, eight passed including Massachusetts, Maine, California and...

Experience Modifiers – The Key to Managing Workers Comp Costs

While the experience modifier (or mod) may be a foreign concept to many, to the business owners it can have a huge effect on the bottom line as it is a key component of the workers’ compensation premium calculation. Mods are a way to try to balance out the costs...

Massachusetts Workers’ Compensation Rates to Increase

Massachusetts Governor Charlie Baker’s administration announced on Wednesday morning that MA workers’ compensation rates will rise an average 1.5% beginning July 1. According to officials, this nominal increase is the result of a settlement between the Division of...

A Business Owner’s Responsibility for Snow Removal

As much as we want to put it off, winter is really here in New England. Winter Storm Jonas (thanks Weather Channel!) is on his way, and as the days continue to get colder, one of the questions we get asked by a lot of business owners is “What is my snow removal...

New OSHA Reporting Requirements

OSHA (The Occupational Safety and Health Administration) announced some new reporting requirements regarding work-related fatalities. Thanks to Tentindo, Kendall, Canniff & Keefe LLP for sending this alert to us. OSHA has enacted new reporting requirements...

Meet The Team | Gregory Deems

Gregory Deems; CRIS, DSDP Vice President, Sales Executive, Business Insurance What’s your favorite food and can you cook it? I was lucky enough to be a catering chef in college so I was able to experience cooking a lot of different types of food.  I enjoy cooking.  I...

Work With Us

Interested in learning more about insurance solutions specific to the Construction industry? Fill out the form to get in touch!

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Contact Us

434 Route 134
South Dennis, MA 02660

Phone: 508-619-4545

Fax: 877-816-2156

24 Hour Emergency Claims Center:



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