Condominiums & Community Associations
One of RogersGray’s specialties is condominium insurance.
RogersGray’s Condominium Program is an exclusive program, designed to accommodate the needs of condo communities and homeowners associations. The program was built to insure condominiums in both coastal and non-coastal regions, with significantly improved coverage over other programs, at a reduced cost compared to traditional carriers.
Here are some of the highlights:
- Average of a 15%-20% reduction in premium
- Property written on Blanket/Agreed Amount Valuation
- Low wind deductibles
- High Ordinance & Law limits
- General Liability insurance included
- Flood & Earthquake coverage limit: $1,000,000
- Many other sub-limits pertaining to condominium risks and exposures
- Quick quotes and indications.
- A+ rated carriers
- Tier 1 and flood prone areas are welcomed
RogersGray currently insures over 200 condo associations throughout Massachusetts.
Our team enjoys working with Boards, Trustees and Property Managers to ensure that they have the best insurance program in place to protect their condo association.
Coverage for buildings and equipment damaged by fire, extreme weather, crime and other covered events.
Commercial protection from a lawsuit in the event a third party experiences injury or property damage while on premises.
Directors & Officers
D&O guards an association and its trustees againsts claims of wrongful acts that may be performed on behalf of an association or its residents.
Also known as fidelity bond or commercial crime insurance protects a condo association against employee or trustee dishonesty like theft or embezzlement.
Provides businesses with additional liability coverage to cover liability expenses that exceed the limits of an underlying liability policy.
Comprehensive coverage that protects against a variety of threats including data breaches, malicious attacks and wire transfer fraud.