Condo Insurance

One of our specialties is condominium insurance.

Rogers & Gray’s Condominium Program is an exclusive program, designed to accomodate the needs of condo communities. The program was built to insure condominiums in both coastal and non-coastal regions, with significantly improved coverage over other programs, at a reduced cost compared to traditional carriers.

Here are some of the highlights:

  • Average of a 15%-20% reduction in premium
  • Property written on Blanket/Agreed Amount Valuation
  • Low wind deductibles
  • High Ordinance & Law limits
  • General Liability insurance included
  • Flood & Earthquake coverage limit: $1,000,000
  • Many other sub-limits pertaining to condominium risks and exposures
  • Quick quotes and indications.
  • A+ rated carriers
  • Tier 1 and flood prone areas are welcomed

Rogers & Gray currently insures over 200 condo associations throughout Massachusetts.

Our team enjoys working with Boards, Trustees and Property Managers to ensure that they have the best insurance program in place to protect their condo association.

If you’d like to have a conversation about how this program could benefit you, your community or your clients, please contact us.

Success Stories

We recently began a new relationship with a property manager and developer. We were able to review their insurance program and help them significantly update their coverage.

We were able to add D&O coverage; increase their Umbrella coverage from $5,000,000 to $25,000,000; increase their property values to $6,000,000.
All while saving
 over $20,000 on their premium!

We were contacted by a property manager who had taken over management of a new association. They wanted a second opinion on the association’s insurance program. We quickly learned that they were severely underinsured and needed to increase their property values.

We added $13,000,000 in property coverage, reduced their wind deductible and were still able to save them $30,000 in premium.

A 100+ Unit Association on the beach told us for several years that nobody was going to be able to compete with their current insurance program. They eventually agreed to look since we had such an exclusive program.

The Trustees were shocked when we saved them over $100,000 on their insurance premium and reduced their wind deductible by nearly $1,000,000.

Jeffrey Cotto

Jeffrey Cotto

Vice President | Business Insurance

Direct 508-790-4621
Cell 774-368-0492
Email

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Contact Us

434 Route 134
South Dennis, MA 02660

Phone: 877-504-7192

Fax: 877-816-2156

24 Hour Emergency Claims Center 866-709-8001

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