Rising Threats to Data Security
In the past year one of the frequently asked questions from our insured’s has been… Does “MY” business need Cyber Liability or Data Breach Insurance? We believe it is an obligation if your company handles or stores any private customer,...
Experience Modifiers – The Key to Managing Workers Comp Costs
While the experience modifier (or mod) may be a foreign concept to many, to the business owners it can have a huge effect on the bottom line as it is a key component of the workers’ compensation premium calculation. Mods are a way to try to balance out the costs...