Over a 30-year career working with all different types of companies — large, small, progressive, conservative, and most industry groups — I have seen firsthand the benefits an organization can enjoy as a result of supporting and fostering an active safety committee....
In the past year one of the frequently asked questions from our insured’s has been… Does “MY” business need Cyber Liability or Data Breach Insurance? We believe it is an obligation if your company handles or stores any private customer,...
While the experience modifier (or mod) may be a foreign concept to many, to the business owners it can have a huge effect on the bottom line as it is a key component of the workers’ compensation premium calculation. Mods are a way to try to balance out the costs...
There is no easy way to select a commercial insurance broker. It is an imperfect process and varies greatly depending on your operation and the sophistication of your companies’ risk management program. Here are some basic guidelines to follow — and some traps...
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