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Wherever you call home

From the South Shore
To the South Coast
To the Cape and Islands

RogersGray has you covered for all of your
coastal homeowners insurance needs.

The Right Benefits
for Your Employees

Design, implement and communicate group benefit programs.

Built with
you in mind

Our business consultants help protect
what you have worked so hard to grow.

Working to
serve you

Wherever you are in life’s journey, our team will provide you
with the right guidance to protect your legacy.

WE ARE THE ULTIMATE ADVOCATE AND ADVISOR

We offer thoughtful, tailored  strategic solutions to our clients, their families and their companies. We serve as a trusted advisor, safeguarding clients’ assets while steering them towards personal and professional growth. What we do goes well beyond a typical insurance agency.

Our Practices

Property & Casualty and Employee Benefits programs for individuals, families and businesses.

Auto Insurance

Because we work with multiple carriers, you’ll get a competitive auto insurance quote every time — no matter what kind of vehicle you have.
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Homeowners

Your home is your most valuable asset. Come fire, accident or natural disaster, we’ll make sure it’s protected with the right homeowners or renters insurance policy.
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Business Insurance

Every Day You Face Risk. Risks to your business, profits, people, and reputation. Choosing the right partner who takes a consultative approach to risk management is crucial.
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Private Client Group

Private Client Group members have specialized insurance needs. We help you protect your significant assets, maintain your family’s well-being and ensure your legacy.
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Employee Benefits

Our team specializes in providing solutions to control insurance costs through alternative markets, self-funding, captives and more. Stabilizing insurance premiums and improved management of healthcare costs is critical for employers and we help guide you.
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Life Insurance

You don’t buy life insurance FROM RogersGray, you buy life insurance WITH RogersGray. We’re committed to making sure you always have one of the most intelligent, thoughtful people in the business to turn to.
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From Our Blog

Condo Master Policies Explained

by | Sep 9, 2021

When taking part in the management of a condominium, it’s important to understand the complexities of the Master Insurance Policy for a Condo Association. The purpose of a Master Property Insurance Policy is to ensure that the Association has insurance in place to protect buildings, loss of income, condo fees, and business personal property.

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Answers to Your Questions

How much should my deductible be?

As a general rule, your insurance deductible should be as big as you can afford. If you have a loss and you have a $1,000 deductible, you will be responsible for the first $1,000 out of pocket. The larger the deductible, the less you pay in premium.
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Is there an alternative to the MA Fair Plan?

Yes, RogersGray has an exclusive homeowners insurance program called Monomoy. Its rates are comparable to the MA Fair Plan and the coverage is far superior. Request a quote to find out if you’re eligible.
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What does renter’s insurance cover?

Renter’s insurance protects a renter in the event of a fire, burglary, loss of use or other disaster. Depending on coverage options, a renter’s insurance policy covers personal items and assets including but not limited to clothing, computers, televisions, furniture and more. Renter’s insurance is advisable to safeguard your possessions as your landlord’s policy will NOT cover any damage to your residence.
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I’m starting a new business, what insurance coverage will I need?

The basic coverage that will be required when starting your own business is Property, General Liability, Commercial Auto, Professional Liability (Errors & Omissions), Umbrella, and Worker’s Compensation. That being said, insurance needs will vary in different businesses and depending on the industry of your new business there may be other coverage that is legally required. Also note that home-based businesses are not covered under personal insurance policies.
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