WE ARE THE ULTIMATE ADVOCATE AND ADVISOR
We offer thoughtful, tailored strategic solutions to our clients, their families and their companies. We serve as a trusted advisor, safeguarding clients’ assets while steering them towards personal and professional growth. What we do goes well beyond a typical insurance agency.
Our Practices
Property & Casualty and Employee Benefits programs for individuals, families and businesses.
Employee Benefits
Business Insurance
Private Client Group
Life Insurance
Homeowners
Auto Insurance
From Our Blog
The Role of an Experienced Advisor in Your Employee Benefits Lifecycle
In Parts One and Two of this series, we examined several key factors contributing to the higher costs employers must pay to offer health benefits to employees, and outlined a practical four-step process that they can use to help contain those increases. In this final...
Solutions and Strategies to Help Equalize Cost While Offering In-Demand Benefits
In Part One of this Employee Benefits series, we examined the latest factors and trends that are driving up healthcare benefits costs for employers. Now, in Part Two, we take an in-depth look at an innovative yet practical four-step process that can help employers...
Answers to Your Questions
How much should my deductible be?
As a general rule, your insurance deductible should be as big as you can afford. If you have a loss and you have a $1,000 deductible, you will be responsible for the first $1,000 out of pocket. The larger the deductible, the less you pay in premium. Learn More
Is there an alternative to the MA Fair Plan?
Yes, RogersGray has an exclusive homeowners insurance program called Monomoy. Its rates are comparable to the MA Fair Plan and the coverage is far superior. Request a quote to find out if you’re eligible. Learn More
What does renter’s insurance cover?
Renter’s insurance protects a renter in the event of a fire, burglary, loss of use or other disaster. Depending on coverage options, a renter’s insurance policy covers personal items and assets including but not limited to clothing, computers, televisions, furniture and more. Renter’s insurance is advisable to safeguard your possessions as your landlord’s policy will NOT cover any damage to your residence.
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I’m starting a new business, what insurance coverage will I need?
The basic coverage that will be required when starting your own business is Property, General Liability, Commercial Auto, Professional Liability (Errors & Omissions), Umbrella, and Worker’s Compensation. That being said, insurance needs will vary in different businesses and depending on the industry of your new business there may be other coverage that is legally required. Also note that home-based businesses are not covered under personal insurance policies.
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