Monomoy Insurance Group

The Mass Fair Plan is not your ONLY option.

Monomoy Insurance Group offers the same or better pricing than the MA Fair Plan, but it’s ALWAYS better coverage. If you’re a homeowner looking to protect more than the bare minimums offered by the Fair Plan, Monomoy is for you. The average MA Fair Plan (or MPIUA) client who switched to Monomoy is seeing an average savings of 14% on their homeowners insurance.


14% Average Savings

Is Monomoy for you? Request a Quote

Monomoy FAQ’s

Why should I think about switching to Monomoy?
The MA FAIR Plan (or MPIUA) is the state’s ‘insurer of last resort’ and comes with bare bones coverage for your personal property. If you’ve been told you don’t have any other option, Monomoy now offers you a choice for your insurance with better coverage, improved wind deductible and comparable (and in some cases better) pricing.

Does everyone qualify?
No, just like any other carrier, there are underwriting guidelines that are specific to Monomoy. In addition to obtaining necessary information, Monomoy requires that a home inspection be completed.  There will also be an insurance score required to qualify, the insurance score is a soft hit and does not affect a homeowners credit score.

What is A.M. Best and why is it important to a policy holder?
A.M. Best is the only global credit rating organization with a unique focus on the insurance industry. Best’s Ratings, which are issued through A.M. Best Rating Services, Inc., are a recognized indicator of insurer financial strength and creditworthiness. Being financially sound is one of the most important elements of an insurance carrier. When the worst happens, you want to make sure you’re covered and with Monomoy Insurance Group, you are.

Can anyone get Monomoy’s Insurance Products?
Monomoy’s products are available exclusively through Rogers & Gray Insurance. Rogers & Gray was the leading agency behind the partnership with Spinnaker and the creation of Monomoy Insurance Group.

Rogers & Gray Insurance is the exclusive agency for the Monomoy Insurance Group’s Homeowners Insurance product. Designed from the ground up and backed by the global reinsurance marketplace, Monomoy Insurance Group was created to meet the demand for Massachusetts coastal homeowners insurance and to serve the needs of underserved insurance markets.

The products available through Monomoy Insurance Group are backed by the Spinnaker Insurance Company, which maintains an A- Financial Strength rating from A.M. Best Company. The greatest benefit of having the Monomoy Homeowners Insurance product is to those clients who currently are with the MA Fair Plan.

Monomoy’s Homeowners product allows homeowners to purchase better coverage from a financially secure, admitted carrier, at a comparable or better price. Exising MA FAIR Plan (MPIUA) clients are seeing an average savings of 14% when switching to Monomoy.


Contact Us

434 Route 134
South Dennis, MA 02660

Phone: 877-504-7192

Fax: 877-816-2156

24 Hour Emergency Claims Center 866-709-8001


Get helpful tips, and insurance insights delivered right to your inbox!