INsights
Freshen-up your knowledge of all things INSURANCE with our blog!
Managing Staff Changes; How R&G Prepares for the Inevitable
Personal service is one of the hallmarks of Rogers & Gray. We pride ourselves on the fact that when you need us you can call your Client Manager directly and we value the relationships we build with each of our clients. We try to minimize changes to service...
read moreHow does Umbrella Insurance protect you?
We posted an article recently on Teen Drivers that started quite a few conversations about Umbrella Insurance. At the risk of sounding like a broken record, we can't stress the importance of an Umbrella Policy enough.An Umbrella Policy provides an additional layer of...
read moreMA Short Term Rental Law; $1M Liability Limit Required
By now, anyone who rents their home in the summer in Massachusetts has heard about the new Short Term Rental law, effective July 1, 2019, for all rentals booked after January 1st. This is of particular interest in areas like Cape Cod, where many homeowners make...
read moreBenefit Administration Systems Help Streamline Your Business
There’s a growing expectation of online accessibility. As a culture, we want things here and now. Schedules, paychecks, tax forms, and a host of other life-necessities, can now be found online or with apps. From classrooms to the workplace, many important...
read moreNational Flood Insurance Program Set to Expire Tomorrow
As of the writing of this blog post, Congress has not yet extended the National Flood Insurance Program, which expires at midnight on Friday, November 30th. There is currently no clear path forward, but experts are "cautiously optimistic" that a deal will...
read moreHo-Ho-Host Liquor Liability
With the holidays comes snow, shopping, wrapping, and, of course, parties. Parties are synonymous with the holiday season and they bring everyone together, typically around a variety of festive beverages. If you love to host holiday parties where alcohol...
read moreA tree fell on my house, now what?
A tree falling on your house is a scary situation. Here in Massachusetts, particularly on Cape Cod and the coast, we're no stranger to high winds, winter storms and downed trees. In the unfortunate event when a tree falls on your house or garage, you’ll...
read moreInsurance Lingo That You Need to Know
Insurance can be filled with A LOT of jargon and mumbo-jumbo. We all hear insurance-y terms tossed around in ads, tv shows, and online, but do we know what they really mean? Here are few quick, basic insurance terms you should know: Actual Cash...
read moreShould you file a claim if the damage is less than your deductible?
When an accident happens, our first instinct usually is to call our insurance agent. This is understandable, and for the most part, what you should do! Insurance exists to protect us from accidents and pay for the costs so we don’t have to. But because of...
read moreHealth Insurance Responsibility Disclosure (HIRD) FAQ
In August of 2017, Massachusetts Governor Charlie Baker signed H.3822, which increased the existing Employer Medical Assistance Contribution (EMAC) and imposed an additional fee (EMAC Supplement) on employers with employees covered under MassHealth (Medicaid) or who...
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