INSIGHTS
Freshen-up your knowledge of all things INSURANCE with our blog!
A tree fell on my house, now what?
A tree falling on your house is a scary situation. Here in Massachusetts, particularly on Cape Cod and the coast, we're no stranger to high winds, winter storms and downed trees. In the unfortunate event when a tree falls on your house or garage, you’ll...
The Seasons of Home Maintenance
New England’s seasonal weather can be harsh and lead to costly repairs and even a homeowner’s insurance claim. Each season brings with it extreme weather that can damage a home, and if not managed properly, cost a homeowner thousands of dollars. The following are some...
2020 Medicare Part D Notice
In preparation for the Medicare fall open enrollment period, employers sponsoring group health plans that include prescription drug coverage are required to notify all Medicare-eligible individuals whether such coverage is creditable. Creditable coverage means that...
New Payroll Code for Payments to Furloughed Employees During COVID-19
The Division of Insurance has approved a new “payroll” classification code (0012) to allow employers a record keeping method to isolate payrolls attributed to paid, furloughed employees during the COVID-19 business shutdowns. This ruling went into effective on March...
Keeping Watch of Hurricane Isaias
Isaias is the ninth tropical storm and second hurricane of the 2020 Atlantic hurricane season. In the last 24 hours, NOAA has the projected track of Hurricane Isaias to have the eye of the storm track over southern Massachusetts sometime between Tuesday night and...
Hurricane Safety
Along the Atlantic Seaboard, June through November is known as hurricane season. According to top hurricane forecasters from Colorado State University, there are 16 named storms predicted to form in 2020. With a 69% chance for at least one major hurricane to make...
Flood Risk Awareness | Critical In Our New World
Floods are the most common natural disaster in the United States. The Pew Charitable Trust recently reported that nearly half of U.S. states are expected to experience significant flood events during the spring of 2020. In just the past few years, major flood...
COVID-19 Personal Auto Insurance Credits & Relief Programs
The on-going Coronavirus (COVID-19) pandemic is causing financial hardships for many people throughout Massachusetts, the U.S. and beyond. Additionally, governmental shelter-in-place advisories have led to a significant decrease in road traffic and the average number...
How an Organization Can Turn the PPP into a “Zero-Cost” Loan
The biggest impact of the CARES Act came via the "forgiveness" provision within the $349 billion Payroll Protection Program (PPP) offered via the SBA loan program. If organizations meet specific eligibility criteria, allocate the funds during a specific timeframe/for...
Coronavirus Aid, Relief, and Economic Security Act (CARES Act)
On March 27, 2020, President Trump signed into law the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). The CARES Act comes as a continued response to the Coronavirus 2019 (COVID-19) pandemic that is significantly impacting the United States. The Act is...
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