INsights

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What Insurance do I need for my Small Business?

There’s “Small Business Saturday”. There is the “Small Business Administration” and “Small Business Week”. Small Businesses are the backbone of our economy. More than half of all Americans either work for or own a small business. Commercial insurance...

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What should I choose for my car insurance deductible?

One of the most important factors when deciding on your car insurance policy is the deductible. The deductible is the amount of money that you’re responsible for paying out of pocket, before your insurance coverage kicks in and covers the rest. Deciding on...

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What are the different kinds of Life Insurance?

Once you’re married or have a family, life insurance becomes a necessity. Unfortunately, we hear stories all to often of people not planning appropriately and then something happens. Most recently, I've been seeing a lot of Gofundme pages pop-up asking for...

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What type of Insurance do I need as a Real Estate Investor?

As a real estate investor, navigating the insurance market can be a daunting task. There are different ways to organize your insurance programs, several carrier and program options, and coverage choices that must be made... all with loan requirements in...

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2018 Medicare Part D Notice

In preparation for the Medicare fall open enrollment period, employers sponsoring group health plans that include prescription drug coverage are required to notify all Medicare-eligible individuals whether such coverage is creditable. Creditable coverage...

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Hurricane Florence Threatening East Coast

Hurricane Florence is expected to become a major hurricane by mid week, and threaten ALL of the East Coast. While its direct impact is currently expected to be around the North Carolina coast, areas up to New England and Massachusetts can expect drenching...

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Top 7 Myths About Car Insurance

Insurance can be confusing, and sometimes when people get confused they give you the wrong information, and sometimes this information gets passed on and on and on until lots of people believe it to be true. That’s what has unfortunately...

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Does my business need cyber liability insurance?

Most companies today do at least some of their business online. While this has streamlined operations and made things more convenient for businesses, it’s also opened them up to a new host of risks and threats, like hackers, malware, and online...

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