INsights
Freshen-up your knowledge of all things INSURANCE with our blog!
MA Short Term Rental Law; $1M Liability Limit Required
By now, anyone who rents their home in the summer in Massachusetts has heard about the new Short Term Rental law, effective July 1, 2019, for all rentals booked after January 1st. This is of particular interest in areas like Cape Cod, where many homeowners make...
read moreBenefit Administration Systems Help Streamline Your Business
There’s a growing expectation of online accessibility. As a culture, we want things here and now. Schedules, paychecks, tax forms, and a host of other life-necessities, can now be found online or with apps. From classrooms to the workplace, many important...
read moreNational Flood Insurance Program Set to Expire Tomorrow
As of the writing of this blog post, Congress has not yet extended the National Flood Insurance Program, which expires at midnight on Friday, November 30th. There is currently no clear path forward, but experts are "cautiously optimistic" that a deal will...
read moreHo-Ho-Host Liquor Liability
With the holidays comes snow, shopping, wrapping, and, of course, parties. Parties are synonymous with the holiday season and they bring everyone together, typically around a variety of festive beverages. If you love to host holiday parties where alcohol...
read moreA tree fell on my house, now what?
A tree falling on your house is a scary situation. Here in Massachusetts, particularly on Cape Cod and the coast, we're no stranger to high winds, winter storms and downed trees. In the unfortunate event when a tree falls on your house or garage, you’ll...
read moreInsurance Lingo That You Need to Know
Insurance can be filled with A LOT of jargon and mumbo-jumbo. We all hear insurance-y terms tossed around in ads, tv shows, and online, but do we know what they really mean? Here are few quick, basic insurance terms you should know: Actual Cash...
read moreShould you file a claim if the damage is less than your deductible?
When an accident happens, our first instinct usually is to call our insurance agent. This is understandable, and for the most part, what you should do! Insurance exists to protect us from accidents and pay for the costs so we don’t have to. But because of...
read moreHealth Insurance Responsibility Disclosure (HIRD) FAQ
In August of 2017, Massachusetts Governor Charlie Baker signed H.3822, which increased the existing Employer Medical Assistance Contribution (EMAC) and imposed an additional fee (EMAC Supplement) on employers with employees covered under MassHealth (Medicaid) or who...
read moreKeep Out the Elements This Winter
In Massachusetts, Fall and Winter can be the most beautiful times of the year, but they typically come with a high number of insurance claims. Though there are dangers throughout all seasons, these seem to cause a spike in some specific areas. Get to know...
read moreNotice regarding Renewal Registrations for Commercial & Trailer Plates –expiring on 11/30/18 and 12/31/18
Notice regarding Renewal Registrations for Commercial & Trailer Plates –expiring on 11/30/18 and 12/31/18 You will be receiving your trailer renewal registration cards by now and should be receiving those for commercial plates shortly thereafter. There are several...
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