CONDOMINIUMS AND COMMUNITY ASSOCIATIONS

One of RogersGray’s specialties is condominium insurance


RogersGray’s Condominium Program is an exclusive program, designed to accommodate the needs of condo communities and homeowners associations. The program was built to insure condominiums in both coastal and non-coastal regions, with significantly improved coverage over other programs, at a reduced cost compared to traditional carriers.

 

Here are some of the highlights:

  • Average of a 15%-20% reduction in premium
  • Property written on Blanket/Agreed Amount Valuation
  • Low wind deductibles
  • High Ordinance & Law limits
  • General Liability insurance included
  • Flood & Earthquake coverage limit: $1,000,000
  • Many other sub-limits pertaining to condominium risks and exposures
  • Quick quotes and indications.
  • A+ rated carriers
  • Tier 1 and flood prone areas are welcomed

 

RogersGray currently insures over 200 condo associations throughout Massachusetts.

Our team enjoys working with Boards, Trustees and Property Managers to ensure that they have the best insurance program in place to protect their condo association.

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Interested in learning more about our selection of exclusive programs for the Real Estate industry? Fill out the form to get in touch!

COVERAGE HIGHLIGHTS

PROPERTY

Coverage for buildings and equipment damaged by fire, extreme weather, crime and other covered events.

GENERAL LIABILITY

Commercial protection from a lawsuit in the event a third party experiences injury or property damage while on premises.

BOILER/MACHINERY

Coverage for loss due to mechanical or electrical breakdown of equipment. Often includes business income coverage.

EMPLOYMENT PRACTICES LIABILITY

Coverage for employers against claims made by employees alleging discrimination, harassment, retaliation and unlawful termination.

UMBRELLA

Provides businesses with additional liability coverage to cover liability expenses that exceed the limits of an underlying liability policy.

CYBER LIABILITY

Comprehensive coverage that protects against a variety of threats including data breaches, malicious attacks and wire transfer fraud.