LIFE INSURANCE

Obtaining life insurance for yourself and your family is not a decision most come to lightly.

Discussing the “what-if’s” is always difficult – especially when family is involved. But what’s worse? The tough discussion now or the thoughts of what your family would do if something happened to you?

The questions to ask yourself…

Would bills still be able to be paid every month?
Would my family be able to keep the house?
Would there be enough money for child care?
Would there be enough money to pay for a funeral?
Will my spouse be able to retire?
Will my children be able to attend college?

If the answer to any of those questions is no, then you need to consider a life insurance policy.

While about 6 in 10 Americans say they own life insurance, nearly half of them may have insufficient coverage to address the financial needs of their family upon their demise, according to the latest Bankrate Money Pulse survey. A life insurance policy can keep your family from financial disaster should something happen to the primary income earner.

Life insurance policies should be evaluated every few years to ensure they are adequate from a coverage standpoint as your family grows and changes. Generally speaking, life insurance polices become more expensive as we age, so securing coverage at a younger age could be financially beneficial.

A variety of plans are available to suit your needs and each is carefully thought through to ensure all aspects of your particular situation have been addressed. Our personal insurance consultants can help walk you through life insurance coverage, or you can request a quote to get a free, no-obligation quote.