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We offer thoughtful, tailored strategic solutions to our clients, their families and their companies. We serve as a trusted advisor, safeguarding clients’ assets while steering them towards personal and professional growth. What we do goes well beyond a typical insurance agency.
Property & Casualty and Employee Benefits programs for individuals, families and businesses.
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From Our Blog
Business Captives were developed to help business owners take a more significant role in their risk management while providing opportunities to grow capital through the investment of premium dollars.
Employees have student debt, and employers, especially in today’s tight labor market, are challenged to recruit and retain talent. Employees have student debt, and employers, especially in today’s tight labor market, are challenged to recruit and retain talent. FutureFuel.io’s founder and CEO, Laurel Taylor shares insights with this recent guest blog post.
Answers to Your Questions
How much should my deductible be?
As a general rule, your insurance deductible should be as big as you can afford. If you have a loss and you have a $1,000 deductible, you will be responsible for the first $1,000 out of pocket. The larger the deductible, the less you pay in premium.
Is there an alternative to the MA Fair Plan?
Yes, RogersGray has an exclusive homeowners insurance program called Monomoy. Its rates are comparable to the MA Fair Plan and the coverage is far superior. Request a quote to find out if you’re eligible.
What does renter’s insurance cover?
Renter’s insurance protects a renter in the event of a fire, burglary, loss of use or other disaster. Depending on coverage options, a renter’s insurance policy covers personal items and assets including but not limited to clothing, computers, televisions, furniture and more. Renter’s insurance is advisable to safeguard your possessions as your landlord’s policy will NOT cover any damage to your residence.
I’m starting a new business, what insurance coverage will I need?
The basic coverage that will be required when starting your own business is Property, General Liability, Commercial Auto, Professional Liability (Errors & Omissions), Umbrella, and Worker’s Compensation. That being said, insurance needs will vary in different businesses and depending on the industry of your new business there may be other coverage that is legally required. Also note that home-based businesses are not covered under personal insurance policies.