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AUTO INSURANCE

We spend a lot of time on the road, protect yourself – and others – with the right car insurance coverage.


 

RogersGray offers car insurance throughout Cape Cod, Nantucket, South Shore and the South Coast. We have a specialized team that examines your auto insurance quote request and reviews coverage and pricing with multiple insurance carriers to help get you the best price and auto coverage.

We represent most of the major auto insurance carriers in Massachusetts, including Travelers Insurance, Arbella Insurance, Mapfre Insurance, Safety Insurance, National Grange, Vermont Mutual, Progressive and more. This access allows us to get you quotes from all of the leading auto insurance carriers, not just one.

For auto insurance rates and quotes for your primary vehicle, to insurance for motorcycles, trucks, motor homes and recreational vehicles, and even antique and classic autos, contact RogersGray.

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WHAT DOES AUTO INSURANCE COVER? SHORT ANSWER? RISK.

Liability Coverage

You don’t hit the brakes fast enough at a stop sign and rear-end the car in front of you. You don’t substance injury but the other drivers neck hurts. Liability coverage helps pay for the other person’s expenses.

Collision Coverage

Your car losses traction on black ice and you hit a pole. Collision coverage helps pay for damage to your vehicle if you are in an accident with another vehicle or object, or your vehicle rolls over.

Comprehensive Coverage

A tree falls on your car during a storm causing severe damage. Comprehensive coverage covers non-collision related damage to your vehicle.

Uninsured/underinsured Driver

A driver sails through a red light and clips your car in the process. Uninsured/underinsured motorist coverage can help pay for medical costs and damages from an accident caused by someone who has little to no coverage.

Personal Injury Protection

You’ve been in a bad accident and have been advised by your doctor to go to physical therapy. Personal injury protection (PIP) can help provide coverage for things such as medical expense, work loss and funeral expense.

Medical Payments Coverage

You’re on the highway and swerve causing you to hit a guard-rail. This result in both you and your passenger being injured. Medical payments coverage pays for both you and your passenger’s medical treatment no matter who is at fault. It also protects you as a pedestrian.
**Claims liability determinations and exclusions apply.**

Answers to Your Questions

When should my child
 get their own car insurance?

Some insurance policies come with an expiration date. When someone turns 26, they need to find their own health insurance (if they haven’t already).
 This isn’t the case with auto insurance …
Learn More

Does the color, cost, or size of my car affect my insurance cost?

Insurance can be confusing, and sometimes when people get confused they give you the wrong information, and sometimes this information gets passed on and on and on until lots of people believe it to be true. That’s what has unfortunately happened in the case of car insurance myths…

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What does umbrella insurance have to do with my car?

Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and, as a result, it helps protect your assets and your future… 
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Do I need insurance if I’m renting a car?

When renting a car, you have options to make sure you stay covered in the case of an accident or theft. You’ll almost surely have someone trying to sell you on the insurance options from the rental service. While rental car insurance may not be a bad option, it’s good to have all the information before you make a decision…
Learn More