We spend a lot of time on the road, protect yourself – and others – with the right car insurance coverage.
RogersGray offers car insurance throughout Cape Cod, Nantucket, South Shore and the South Coast. We have a specialized team that examines your auto insurance quote request and reviews coverage and pricing with multiple insurance carriers to help get you the best price and auto coverage.
We represent most of the major auto insurance carriers in Massachusetts, including Travelers Insurance, Arbella Insurance, Mapfre Insurance, Safety Insurance, National Grange, Vermont Mutual, Progressive and more. This access allows us to get you quotes from all of the leading auto insurance carriers, not just one.
For auto insurance rates and quotes for your primary vehicle, to insurance for motorcycles, trucks, motor homes and recreational vehicles, and even antique and classic autos, contact RogersGray.
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WHAT DOES AUTO INSURANCE COVER? SHORT ANSWER? RISK.
You don’t hit the brakes fast enough at a stop sign and rear-end the car in front of you. You are at fault for the accident. The other driver complains their neck hurts. Liability coverage helps pay for the other person’s medical expenses, lost wages, and pain and suffering.
You run through a stop sign and are involved in an accident with another car. Collision coverage helps pay for damage to your vehicle if you are in an accident with another vehicle or object, such as a pole or tree.
An object falls on your car during a storm causing severe damage. Comprehensive coverage covers non-collision related damage to your vehicle. This also includes debris in the road or hitting an object in the roadway such as a tire or deer.
You’re t-boned by a vehicle that went through a stop sign and it is found that the driver has no insurance. Uninsured/underinsured motorist coverage can help pay for medical costs and damages from an accident caused by someone who has little to no coverage.
Personal Injury Protection
You’ve been injured in, on, or upon a vehicle. Personal injury protection (PIP) is a no-fault coverage that covers any medical bills up to $8,000 depending on what kind of health insurance you have. PIP also covers you as a pedestrian.
Medical Payments Coverage
You swerve on the highway causing you to hit a guard-rail. This results in you getting injured. Medical payments coverage can be used after PIP and health coverage costs have been exceeded. This pays for your medical treatment. Medical payments coverage also covers motorcyclists and pedestrians.
Answers to Your Questions
When should my child get their own car insurance?
Some insurance policies come with an expiration date. When someone turns 26, they need to find their own health insurance (if they haven’t already).
This isn’t the case with auto insurance …
Does the color, cost, or size of my car affect my insurance cost?
Insurance can be confusing, and sometimes when people get confused they give you the wrong information, and sometimes this information gets passed on and on and on until lots of people believe it to be true. That’s what has unfortunately happened in the case of car insurance myths…
What does umbrella insurance have to do with my car?
Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and, as a result, it helps protect your assets and your future…
Do I need insurance if I’m renting a car?
When renting a car, you have options to make sure you stay covered in the case of an accident or theft. You’ll almost surely have someone trying to sell you on the insurance options from the rental service. While rental car insurance may not be a bad option, it’s good to have all the information before you make a decision…