Your home is your most valuable asset. Protecting it with the right homeowners insurance coverage can help you recover in the event of a fire, accident or natural disaster. With more than 100 years providing insurance to our neighbors on Cape Cod, Nantucket, the South Shore and Southeastern Massachusetts, you can turn confidently to Rogers & Gray for support, professional direction and the right insurance coverage. One of the most popular questions we get is “How Much is Homeowners Insurance?” It is a difficult question to answer because so many variables factor into the cost of your homeowners insurance – particularly on Cape Cod, the Islands and other coastal areas. Distance to coast does make a difference, but Rogers & Gray does have access to homeowners insurance carriers who write insurance on Cape Cod and other coastal property areas. There are alternatives to the MASS Fair Plan available.
We can help protect your primary residence with homeowners insurance, and also cover second homes, vacation houses, condos and rental properties. Your Rogers & Gray representative is a highly trained professional who will customize coverage to fit your unique situation while maximizing any discounts and savings available.
Even if you don’t own your primary residence, most of your assets are located there. Computers, televisions, smart phones, cameras and electronic equipment as well as family jewelry and furniture are covered in our renter’s insurance policies, which can protect you from circumstances out of your control.
As a condo owner, your unit has separate needs than your building. Your condo association has a policy that protects the exterior of your unit, but you are responsible for the contents and liability inside your own space.
A condo policy can cover:
- Damage (furniture, appliances, etc.)
- Personal belongings, whether they’re in your home or elsewhere
- Common loss assessments made by the condo association for all unit owners
- Personal liability in the event someone is injured or their property is damaged