PROPERTY & HOME INSURANCE
With more than 100 years providing insurance to our neighbors on Cape Cod, Nantucket, the South Shore and Southeastern Massachusetts, you can turn confidently to RogersGray for support, professional direction and the right insurance coverage.
One of the most popular questions we get is “How Much is Homeowners Insurance?” It is a difficult question to answer because so many variables factor into the cost of your homeowners insurance – particularly on Cape Cod, South Shore, South Coast, Nantucket, Martha’s Vineyard and other coastal areas.
Distance to the coast does make a difference, but RogersGray has access to homeowners’ insurance carriers who write insurance in coastal property areas. Looking for an alternative to the MASS Fair Plan? RogersGray has access to Monomoy Insurance Group. Created to meet the demand of Massachusetts coastal homeowners insurance, Monomoy offers better coverage and the same or better pricing than the MA Fair Plan.
Working with an agency helps get you the best homeowners insurance coverage at competitive rates. Learn a little more below!
We can help protect your primary residence with homeowners insurance, and also cover second homes, vacation houses, condos and rental properties. Your RogersGray representative is a highly trained professional who will customize coverage to fit your unique situation while maximizing any discounts and savings available.
Even if you don’t own your primary residence, most of your assets are located there. Computers, televisions, smart phones, cameras and electronic equipment as well as family jewelry and furniture are covered in our renter’s insurance policies, which can protect you from circumstances out of your control.
As a condo owner, your unit has separate needs than your building. Your condo association has a policy that protects the exterior of your unit, but you are responsible for the contents and liability inside your own space.
A condo policy can cover: Damage (furniture, appliances, etc.); Personal belongings, whether they’re in your home or elsewhere; Common loss assessments made by the condo association for all unit owners; and Personal liability in the event someone is injured or their property is damaged.
Rental Home Insurance
Make sure you have all the required insurance in place before you welcome your next tenant. You may think that your homeowners policy or the coverage provided by the home-sharing program you are using has your rental home fully covered. The reality is homeowners insurance is meant for owner-occupied properties, not home-sharing or rentals.
Second Home Insurance
Second home insurance is coverage for a property separate from your primary residence. Your primary homeowners policy likely does not cover a second home and you may need to get a separate policy to insure it.