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From Our Blog
Survive the Hard Market: Commercial Property Insurance Tips
The current commercial property insurance market is challenging and is expected to become even more so, with insurance carriers tightening coverages, terms, and limits while raising rates due to the increasing occurrence of extreme weather events. However, business...
Why Should You Insure Your Engagement Ring?
Valentine's Day was last week, and love is in the air. Did you get new diamond earrings? An heirloom necklace? Did you get engaged?! If yes, congratulations! Before the champagne and chocolates are gone, take the steps to protect and insure your new jewelry. At...
Answers to Your Questions
How much should my deductible be?
As a general rule, your insurance deductible should be as big as you can afford. If you have a loss and you have a $1,000 deductible, you will be responsible for the first $1,000 out of pocket. The larger the deductible, the less you pay in premium. Learn More
Is there an alternative to the MA Fair Plan?
Yes, RogersGray has an exclusive homeowners insurance program called Monomoy. Its rates are comparable to the MA Fair Plan and the coverage is far superior. Request a quote to find out if you’re eligible. Learn More
What does renter’s insurance cover?
Renter’s insurance protects a renter in the event of a fire, burglary, loss of use or other disaster. Depending on coverage options, a renter’s insurance policy covers personal items and assets including but not limited to clothing, computers, televisions, furniture and more. Renter’s insurance is advisable to safeguard your possessions as your landlord’s policy will NOT cover any damage to your residence.
I’m starting a new business, what insurance coverage will I need?
The basic coverage that will be required when starting your own business is Property, General Liability, Commercial Auto, Professional Liability (Errors & Omissions), Umbrella, and Worker’s Compensation. That being said, insurance needs will vary in different businesses and depending on the industry of your new business there may be other coverage that is legally required. Also note that home-based businesses are not covered under personal insurance policies.